End to end check processing from capture to settlement with security and quality assurance

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United States of America Patent

SERIAL NO

10846114

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Abstract

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Secure and quality assured electronic end to end check processing from capture to settlement comprising the simultaneous capture of check payment data and an electronic image of the check in which a paper payment instrument is converted into an electronic image and a transaction data file in which image and data file transmission is optimized over a network connection using a data with image to follow protocol dependent upon bandwidth capability and/or criticality of data and at least one of the image and transaction data is quality assured and associated with the data and/or image for use in transmission, settlement, clearing, archive, retrieval and re-presentment by one or a plurality of members on one or more networks.

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Patent Owner(s)

Patent OwnerAddress
WMR E-PIN LLC2389 BRYDEN ROAD BEXLEY OH 43209

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Orkis, Randall E Pataskala, OH 12 1625
Randle, William M Bexley, OH 16 2469

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