US Patent Application No: 2006/0165,060
Number of patents in Portfolio can not be more than 2000
Method and apparatus for managing credentials through a wireless network
Stats
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Jul 27, 2006
Publication date -
Jan 21, 2005
filing date -
11/040,847
serial no -
Published
status
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Abstract
A novel system and methodology for conducting financial and other transactions using a wireless device. Credentials may be selectively issued by issuers such as credit card companies, banks, and merchants to consumers permitting the specific consumer to conduct a transaction according to the authorization given as reflected by the credential or set of credentials. The preferred mechanism for controlling and distributing credentials according to the present invention is through one or more publicly accessible networks such as the Internet wherein the system design and operating characteristics are in conformance with the standards and other specific requirements of the chosen network or set of networks. Credentials are ultimately supplied to a handheld device such as a mobile telephone via a wireless network. The user holding the credential may then use the handheld device to conduct the authorized transaction or set of transactions via, for example, a short range wireless link with a point-of-sale terminal.
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First Claim
Related Publications
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- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
- Assignment data not available. Check USPTO
International Classification(s)
- [Classification Symbol]
- [Patents Count]
Inventor(s)
| Inventor Name | Address | # of filed Patents | Total Citations |
|---|---|---|---|
| Dua, Robin | Vienna, VA | 13 | 404 |
Patent Citation Ranking
Forward Cites
| Patent Info | (Count) | # Cites | Year |
|---|---|---|---|
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| 8,355,337 Network based service profile management with user preference, adaptive policy, network neutrality, and user privacy | 0 | 2009 | |
| 8,331,901 Device assisted ambient services | 0 | 2009 | |
| 8,326,958 Service activation tracking system | 0 | 2009 | |
| 8,321,526 Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account | 2009 | ||
| 8,270,310 Verifiable device assisted service policy implementation | 0 | 2009 | |
| 8,270,952 Open development system for access service providers | 0 | 2009 | |
| 8,250,207 Network based ambient services | 0 | 2009 | |
| 8,229,812 Open transaction central billing system | 0 | 2009 | |
| 8,089,898 Verifiable device assisted service policy implementation | 0 | 2009 | |
| 8,406,748 Adaptive ambient services | 0 | 2010 | |
| 8,402,111 Device assisted services install | 0 | 2010 | |
| 8,391,834 Security techniques for device assisted services | 0 | 2010 | |
| 8,346,225 Quality of service for device assisted services | 0 | 2010 | |
| 8,275,830 Device assisted CDR creation, aggregation, mediation and billing | 7 | 2010 | |
| 8,340,634 Enhanced roaming services and converged carrier networks with device assisted services and a proxy | 0 | 2010 | |
| 8,351,898 Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account | 0 | 2011 | |
| 8,437,271 Verifiable and accurate service usage monitoring for intermediate networking devices | 0 | 2012 | |
| 8,396,458 Automated device provisioning and activation | 0 | 2012 | |
| 8,385,916 Automated device provisioning and activation | 0 | 2012 | |
| 8,406,733 Automated device provisioning and activation | 0 | 2012 | |
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| 7,908,480 Authenticating an endpoint using a STUN server | 1 | 2005 | |
| 8,045,998 Method and system for communicating using position information | 0 | 2005 | |
| 7,706,339 Method and system for communicating media based on location of media source | 5 | 2005 | |
| 7,636,339 Method and system for automatic configuration of virtual talk groups based on location of media sources | 6 | 2005 | |
| 7,633,914 Method and system for providing interoperable communications with location information | 4 | 2005 | |
| 7,869,386 Method and system for conveying media source location information | 2 | 2005 | |
| 8,085,671 Method and system for providing interoperable communications with congestion management | 1 | 2006 | |
| 8,260,338 Method and system for providing interoperable communications with dynamic event area allocation | 0 | 2006 | |
| 7,860,070 Providing multiple virtual talk group communication sessions | 3 | 2006 | |
| 7,831,270 Providing virtual talk group communication sessions in accordance with endpoint resources | 3 | 2006 | |
| 7,639,634 Method and System for Joining a virtual talk group | 9 | 2006 | |
| 8,189,460 Method and system for providing congestion management within a virtual talk group | 0 | 2006 | |
| 8,126,494 System and method for providing a trunked radio and gateway | 0 | 2008 | |
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| 7,873,716 Method and apparatus for supporting service enablers via service request composition | 8 | 2004 | |
| 8,032,920 Policies as workflows | 6 | 2004 | |
| 8,321,498 Policy interface description framework | 2005 | ||
| 7,860,490 Methods and systems for exposing access network capabilities using an enabler proxy | 10 | 2005 | |
| 8,214,503 Factoring out dialog control and call control | 2 | 2007 | |
| 7,853,647 Network agnostic media server control enabler | 10 | 2007 | |
| 8,073,810 Shared view of customers across business support systems (BSS) and a service delivery platform (SDP) | 6 | 2007 | |
| 8,161,171 Session initiation protocol-based internet protocol television | 5 | 2007 | |
| 8,230,449 Call control enabler abstracted from underlying network technologies | 2007 | ||
| 8,321,594 Achieving low latencies on network events in a non-real time platform | 2007 | ||
| 8,401,022 Pragmatic approaches to IMS | 0 | 2009 | |
| 8,090,848 In-vehicle multimedia real-time communications | 6 | 2009 | |
| 8,370,506 Session initiation protocol-based internet protocol television | 0 | 2012 | |
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| 8,313,036 Secure application directory | 0 | 2011 | |
| 8,352,749 Local trusted services manager for a contactless smart card | 0 | 2011 | |
| 8,335,921 Writing application data to a secure element | 1 | 2011 | |
| 8,335,932 Local trusted services manager for a contactless smart card | 0 | 2011 | |
| 8,255,687 Enabling users to select between secure service providers using a key escrow service | 0 | 2011 | |
| 8,196,131 Payment application lifecycle management in a contactless smart card | 6 | 2011 | |
| 8,171,525 Enabling users to select between secure service providers using a central trusted service manager | 7 | 2011 | |
| 8,297,520 Secure application directory | 0 | 2011 | |
| 8,379,863 Enabling users to select between secure service providers using a central trusted service manager | 0 | 2012 | |
| 8,385,553 Portable secure element | 0 | 2012 | |
| 8,429,409 Secure reset of personal and service provider information on mobile devices | 0 | 2012 | |
| 8,412,933 Enabling users to select between secure service providers using a key escrow service | 0 | 2012 | |
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| 7,810,143 Credential interface | 1 | 2005 | |
| 7,617,530 Rights elevator | 4 | 2005 | |
| 7,987,251 Validation of domain name control | 0 | 2005 | |
| 7,945,951 Rights-context elevator | 1 | 2006 | |
| 7,941,848 Elevating rights | 0 | 2006 | |
| 8,104,074 Identity providers in digital identity system | 0 | 2006 | |
| 8,024,813 Task initiated account presentation for rights elevation | 1 | 2006 | |
| 7,730,192 Managing parallel requests in a communications environment supporting serial and parallel request handlers | 0 | 2006 | |
| 7,881,315 Local peer-to-peer digital content distribution | 5 | 2006 | |
| 8,117,459 Personal identification information schemas | 0 | 2006 | |
| 8,078,880 Portable personal identity information | 0 | 2006 | |
| 8,087,072 Provisioning of digital identity representations | 1 | 2007 | |
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| 8,249,935 Method and system for blocking confidential information at a point-of-sale reader from eavesdropping | 0 | 2007 | |
| 8,126,806 Method for launching an electronic wallet | 14 | 2007 | |
| 8,055,184 System and method for active jamming of confidential information transmitted at a point-of-sale reader | 8 | 2008 | |
| 8,083,140 System and method of over-the-air provisioning | 1 | 2008 | |
| 8,200,582 Mobile device password system | 1 | 2009 | |
| 8,060,449 Partially delegated over-the-air provisioning of a secure element | 5 | 2009 | |
| 8,244,169 System and method for active jamming of confidential information transmitted at a point-of-sale reader | 0 | 2011 | |
| 8,250,662 Partially delegated over-the-air provisioning of a secure element | 0 | 2011 | |
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| 7,356,767 Extensible resource resolution framework | 5 | 2005 | |
| 7,945,959 Secure physical distribution of a security token through a mobile telephony provider's infrastructure | 1 | 2007 | |
| 7,415,673 Extensible resource resolution framework | 2 | 2007 | |
| 7,778,992 Computing resource selection method and system | 0 | 2008 | |
| 7,856,448 Access control decision method and system | 0 | 2008 | |
| 8,345,837 Preventing unintended users from accessing a re-routed communication | 0 | 2008 | |
| 8,213,434 Method and device for providing QoS control capability for a presence server and system thereof | 0 | 2009 | |
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| 8,012,015 Verifying whether a gaming device is communicating with a gaming server | 0 | 2006 | |
| 7,942,738 Verifying a gaming device is in communications with a gaming server | 0 | 2006 | |
| 7,942,739 Storing information from a verification device and accessing the information from a gaming device to verify that the gaming device is communicating with a server | 0 | 2006 | |
| 7,942,740 Verifying a first device is in communications with a server by storing a value from the first device and accessing the value from a second device | 0 | 2006 | |
| 7,942,741 Verifying whether a device is communicating with a server | 0 | 2006 | |
| 7,942,742 Accessing identification information to verify a gaming device is in communications with a server | 0 | 2006 | |
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| 8,001,055 Method, system and apparatus for secure access, payment and identification | 1 | 2007 | |
| 7,809,651 Universal secure registry | 1 | 2007 | |
| 7,805,372 Universal secure registry | 1 | 2007 | |
| 8,234,220 Universal secure registry | 0 | 2009 | |
| 8,195,577 Universal secure registry | 0 | 2009 | |
| 8,271,397 Method and apparatus for secure access, payment and identification | 2011 | ||
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| 8,073,424 System and method of managing contactless payment transactions using a mobile communication device as a stored value device | 3 | 2007 | |
| 8,045,956 System and method of managing contactless payment transactions using a mobile communication device as a stored value device | 1 | 2007 | |
| 8,019,320 System and method of managing contactless payment transactions using a mobile communication device as a stored value device | 1 | 2007 | |
| 8,014,755 System and method of managing contactless payment transactions using a mobile communication device as a stored value device | 2 | 2007 | |
| 8,275,353 System and method of managing contactless payment transactions using a mobile communication device as a stored value device | 0 | 2011 | |
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| 8,437,757 Systems for providing peer-to-peer communications | 0 | 2006 | |
| 7,548,203 Performance and power management in direction of arrival determination by utilizing sensor information | 3 | 2006 | |
| 7,978,137 Performance and power management in direction of arrival determination by utilizing sensor information | 0 | 2008 | |
| 8,279,851 Apparatus, system, and method for obtaining local connectivity settings | 0 | 2008 | |
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| 7,818,264 Track data encryption | 1 | 2007 | |
| 7,819,322 Portable consumer device verification system | 3 | 2007 | |
| 7,740,168 Method and system for generating a dynamic verification value | 6 | 2007 | |
| 8,408,454 Multifunctional portable consumer payment device | 0 | 2008 | |
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| 7,469,151 Methods, systems and computer program products for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities | 17 | 2006 | |
| 8,165,635 Methods, systems, and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities | 0 | 2008 | |
| 8,401,964 Apparatus, method, and computer program product for encoding enhanced issuer information in a card | 0 | 2010 | |
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| 7,904,468 Method and software for facilitating interaction with a personal information manager application at a wireless communication device | 1 | 2008 | |
| 7,865,528 Software, devices and methods facilitating execution of server-side applications at mobile devices | 1 | 2009 | |
| 8,204,911 Software, devices and methods facilitating execution of server-side applications at mobile devices | 0 | 2010 | |
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| 8,374,166 Method and system for providing call waiting features in a SIP-based network | 0 | 2006 | |
| 8,363,812 Method and system for providing call parking in a SIP-based network | 0 | 2006 | |
| 8,320,532 Method and system for providing voice dialing service in a SIP-based network | 2006 | ||
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| 8,425,323 Wagering game with asset trading | 0 | 2005 | |
| 8,393,955 Player wagering account and methods thereof | 0 | 2007 | |
| 8,190,507 Cash-out methods and systems yielding enhanced time-deferred value | 0 | 2007 | |
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| 7,930,249 Mobile wireless financial instrument for automatically selecting a payment instrument | 0 | 2008 | |
| 8,224,375 Proximity purchase ringtones | 0 | 2009 | |
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| 7,848,982 Method and system of aggregating consideration associated with a request | 0 | 2007 | |
| 8,346,641 Method and system of aggregating consideration associated with a request | 0 | 2010 | |
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| 8,346,672 System and method for secure transaction process via mobile device | 0 | 2012 | |
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| 7,644,165 Method and apparatus for SIP messaging | 0 | 2005 | |
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| 8,352,376 System and method for authorization of transactions | 0 | 2006 | |
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| 8,391,884 System and method for managing created location contexts in a location server | 0 | 2009 | |
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| 8,386,640 Method, computer readable medium, and apparatus for providing different services to different users of an aggregate endpoint in an internet protocol multimedia subsystem (IMS) network | 0 | 2009 | |
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| 8,165,116 Method and system to provide contact services in a communication network | 0 | 2007 | |
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| 7,958,291 Supplemental communication interface | 0 | 2006 | |
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| 8,090,366 Systems and methods for file sharing through mobile devices | 1 | 2006 | |
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| 8,430,300 Using validity events to control the use of coupons containing barcodes in mobile devices that display the barcodes for reading by barcode readers | 0 | 2007 | |
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| 8,437,751 Method, apparatus and computer program product for providing confirmed over-the-air terminal configuration | 0 | 2006 | |
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| 7,706,750 Enabling bluetooth support within a secondary and/or across multiple operating system partitions | 0 | 2007 | |
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| 7,621,443 User configurable alerts for ATM transactions | 0 | 2007 | |
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| 8,364,587 Systems and methods for financial account access for a mobile device via a gateway | 0 | 2009 | |
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| 7,440,743 IP telephone system for saving power of mobile telephone | 9 | 2005 | |
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| 8,023,425 Verifiable service billing for intermediate networking devices | 23 | 2009 | |
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| 7,699,703 Method and apparatus for registering a mobile device with a gaming machine | 19 | 2006 | |
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| 7,611,409 Method and apparatus for registering a mobile device with a gaming machine | 36 | 2005 | |
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| 7,845,568 Managing power and timing in a smart card device | 0 | 2007 | |
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| 8,094,812 Updating stored passwords | 0 | 2007 | |
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| 8,391,165 Method and apparatus for identifying caller preferences matched to callee capabilities for IMS communications | 0 | 2005 | |
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| 8,214,298 Systems and methods for performing wireless financial transactions | 0 | 2008 | |
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| 8,190,885 Non-volatile memory sub-system integrated with security for storing near field transactions | 0 | 2006 | |
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| 8,335,543 Content management in wireless devices with saving of content settings | 0 | 2006 | |
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| 8,286,084 Methods and apparatus for remote interaction using a partitioned display | 0 | 2009 | |
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| 8,308,058 Mobile banking architecture | 0 | 2008 | |
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| 8,400,947 Methods, systems, and computer program products for specifying a particular ENUM service type in a communications network that utilizes a plurality of different ENUM service types | 0 | 2007 | |
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| 8,064,597 Method and system for mobile device credentialing | 1 | 2007 | |
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| 8,184,641 Method and system for providing secure communications between proxy servers in support of interdomain traversal | 0 | 2005 | |
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| 8,396,455 Systems and methods for sorting alert and offer messages on a mobile device | 0 | 2009 | |
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| 8,407,767 Provisioning of digital identity representations | 0 | 2007 | |
| 7,904,329 Targeting content to network-enabled television devices | 0 | 2007 | |
| 7,856,372 Targeting content to internet enabled radio devices | 2 | 2007 | |
| 7,856,373 Targeting content to network-enabled devices based upon stored profiles | 18 | 2007 | |
| 7,853,474 Methods and systems for securing content played on mobile devices | 3 | 2007 | |
| 8,201,261 Secure data storage system and method | 0 | 2009 | |
| 8,442,864 Digital device advertising system and method | 0 | 2010 | |
| 8,447,019 Method and system for providing call screening in a packet-switched network | 0 | 2011 | |
| 8,060,399 Targeting content to network-enabled television devices | 0 | 2011 | |
| 8,441,989 Open transaction central billing system | 0 | 2012 | |
Maintenance Fees
| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|---|---|---|---|
| 7.5 Year Payment | $3600.00 | $1800.00 | $900.00 | Jan 27, 2014 |
| 11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Jan 27, 2018 |
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge - 7.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |