Bill payment systems and methods using a kiosk

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20060167794A1
SERIAL NO

11388539

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method of transferring funds includes providing a first kiosk having a negotiable instrument acceptor. The negotiable instrument acceptor is configured to acquire information from a negotiable instrument. The method further includes providing a first kiosk access device to a first customer. Providing the first kiosk access device includes receiving and storing personal information associated with the first customer. The method also includes, at the first kiosk, acquiring access information from the first kiosk access device, based at least in part on the access information, determining whether to provide access to the kiosk, via the negotiable instrument acceptor, receiving a negotiable instrument, acquiring negotiable instrument information from the negotiable instrument, and, based at least in part on the negotiable instrument information, determining whether to provide the customer access to value represented by the negotiable instrument.

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Patent Owner(s)

Patent OwnerAddress
THE WESTERN UNION COMPANY7001 E BELLEVIEW AVENUE HQ-8 DENVER CO 80237

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Algiene, Kenneth Littleton, CO 57 1698
Blair, Paul A Parker, CO 8 172
Crowell, Donald R Glassboro, NJ 7 368
Thompson, Mark Parker, CO 198 3795

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