CREDIT UNDERWRITING FOR MULTIPLE FINANCIAL TRANSACTIONS
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United States of America Patent
Stats
-
N/A
Issued Date -
Dec 14, 2006
app pub date -
Jun 9, 2005
filing date -
Jun 9, 2005
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
Credit underwriting of bill payments, or other financial transactions on a transaction by transaction basis. A customer is enabled to request the approval of a loan for the payment of a particular financial transaction. The customer provides sufficient information to identify the account and transaction amount. A front end engine performs an approval process and if the customer is approved, provides the terms and conditions of the loan for the payment of the financial transaction. If the customer accepts the terms and conditions, the funds for payment of the transaction are presented to a merchant for payment. The customer is then required to repay the loan after a particular period of time, along with any fees.
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