S/M for offering reward programs

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United States of America Patent

SERIAL NO

11634159

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system and method for identifying and offering reward programs. The method comprises the step of determining at least one rewards program associated with a user. The next step involves determining the user's transaction history or reward program history with a first reward card associated with the rewards program. Then, the method determines at least one alternative reward programs to offer the user based on the user's transaction history or reward program history, and the offering the user the opportunity to enroll in the alternative rewards program. Next, the method converts rewards associated with the at least one rewards program to rewards associated with the at least one alternative reward program if the user accepts the offer to enroll.

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Patent Owner(s)

Patent OwnerAddress
JPMORGAN CHASE BANK N A383 MADISON AVENUE NEW YORK NY 10179

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Filak, Douglas A Hockessin, DE 6 533
Gantert, Brian S Hockessin, DE 6 423
Gula, Elizabeth Lincoln University, PA 3 195
Hamilton, Stacy M Avondale, PA 5 409
Schmitt, Donald H Greenville, DE 10 639

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