Automated check cashing and loan processing ATM system and methodology
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United States of America Patent
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Dec 1, 2009
Grant Date -
Apr 12, 2007
app pub date -
Aug 18, 2006
filing date -
Oct 7, 2005
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Automated methods for processing a cash advance and/or a check cashing transaction using an ATM entail obtaining identification information for a user; producing an image of each side of an original check for the transaction; accessing a database of financial transactions to determine if the transaction has an unacceptable risk; voiding the original check and returning the voided check to the user; producing a cash (debit) card and corresponding account for a principal amount for the user; and communicating the image of each side of the original check to a settlement service provider via a communications network on a maturity date.
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