System, apparatus and method for obtaining one-time credit card numbers using a smart card
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United States of America Patent
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Aug 4, 2009
Grant Date -
May 24, 2007
app pub date -
Nov 21, 2005
filing date -
Nov 21, 2005
priority date (Note) -
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Abstract
A system, apparatus and method for utilizing one-time, or temporary, “credit” card information for executing purchase transactions with a smart card or similar electronic data card device. The card is activated in an activation process with the issuer prior to receiving and utilizing temporary card information (numbers). Retrieval and submission of temporary card information is performed in an automatic process executed by application programming, such as within a web browser. By way of example, a user surfing the web commences a purchase transaction wherein their smart card communicates with the issuer of the smart card to retrieve one-time or temporary use card data which is submitted through the network for processing within the transaction. In one embodiment the programming is executed within a web browser which marks card data fields within transaction forms and automatically fills these fields with temporary card information received from the issuer.
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