Importance

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Abstract

A method and system for flexible payments to enable buyers to pay for goods and services using only their fingerprints at the time and location of purchase. The method is based on buyers registering their fingerprints and one or more payment methods such as financial credit cards or bank accounts and relating one or more of their fingerprints to one or more registered convenient rules that will act on behalf of buyers at the time of purchase to select the appropriate payment method based on purchase conditions such as purchase amount, purchase location and purchase time. Buyers can use their fingerprints to instantly pay for purchases where the payment system automatically matches the fingerprint at the time of purchase to registered fingerprints and uses the purchase amount, purchase location and purchase time to evaluate the conditional part of all registered convenient rules related to the matched fingerprint where the action part of one rule is used to select and further charge one or more of the previously registered payment methods.

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First Claim