Methods and systems for opening and funding a financial account online

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20080091591A1
SERIAL NO

11796562

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Methods of systems of opening an account with a financial institution. One method can include electronically receiving account application information over at least one network. The account application information includes personal information associated with a customer requesting to open an account. The method also includes processing the account application information to assess a first risk to the financial institution of opening the account for the customer and electronically receiving funding source information. The funding source information specifies at least one of an existing credit card account and an existing debit card account. In addition, the method includes processing the funding source information to assess a second risk to the financial institution of transferring funds from at least one of the existing credit card account and the existing debit card account. The method further includes electronically transferring funds to the account from at least one of the existing credit card account and the existing debit card account based on at least one of the first risk and the second risk.

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Patent Owner(s)

Patent OwnerAddress
FIDELITY INFORMATION SERVICES LLC347 RIVERSIDE AVENUE JACKSONVILLE FL 32202

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Byal, Amy B Mesa, AZ 5 231
Egnatios, Rockne Scottsdale, AZ 5 231
Evans, Robert L JR Scottsdale, AZ 4 176
Marineau, Gerard Redmond, WA 5 231

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