System and method for optimizing the use of credit resources
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United States of America Patent
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N/A
Issued Date -
Apr 24, 2008
app pub date -
Jul 19, 2007
filing date -
Jul 20, 2006
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system and method is provided for optimizing the use of credit resources. A financial system includes a database which stores customer credit/debit account information and use-consequence preference information. A master financial card is issued to the customer for all credit transactions. A host server receives information regarding the use of the master financial card and communicates with the database of information to decide the optimum credit card/account to which the purchase is to be applied.
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