Negotiable instrument to presentation instrument value porting systems and methods

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8286860
APP PUB NO 20080185427A1
SERIAL NO

11935976

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Abstract

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A method of porting value from a negotiable instrument to a presentation instrument includes acquiring information from the negotiable instrument, acquiring information from the presentation instrument, sending at least a portion of the information from the negotiable instrument to a check processor, receiving a message from the check processor that identifies whether the negotiable instrument has been associated with a Positive Pay File, and, based at least in part on the message from the check processor, determining an amount of value to credit to an account associated with the presentation instrument.

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Patent Owner(s)

  • MONEY NETWORK FINANCIAL, LLC

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Herrington, Mark Memphis, US 11 39
Jackman, Richard Collierville, US 15 45
Putman, Mark V Memphis, US 7 21

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