PAYMENTS USING A MOBILE COMMERCE DEVICE
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United States of America Patent
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Issued Date -
Aug 28, 2008
app pub date -
Jul 30, 2007
filing date -
Feb 22, 2007
priority date (Note) -
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status (Latency Note)
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Abstract
Methods, systems, and machine-readable media are disclosed for handling payment transactions in a mobile commerce system. According to one embodiment, a method of processing a payment transaction in a mobile commerce system can comprise receiving at a first acquirer system a communication from a point-of-sale (POS) device. The communication can be related to the payment transaction and can include information identifying a financial account from which a payment is requested. A second acquirer for authorizing the payment can be identified based on the information identifying the financial account. The communication can be sent to the second acquirer system for authorization of the transaction based on the information related to the financial account. An indication of whether the transaction is authorized can be received from the second acquirer system.
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