Importance

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Abstract

An account security apparatus, including a memory device for storing a limitation or restriction on a use of at least one of a cable television account, an electrical utility account, a gas utility account, a fuel oil utility account, an insurance account, a subscription accounts for a good, product, or service, a health care insurance account, a pharmacy account, a social security account, and a credit report account, transmitted to a receiver from a communication device associated with an individual account holder, and a processing device for processing an authorization request for a transaction or a use of the account. The processing device utilizes the limitation or restriction automatically stored in the memory device in processing the authorization request and generates a signal containing information for authorizing or disallowing the transaction or the use of the account.

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First Claim