US Patent Application No: 2009/0030,845

SYSTEM AND METHOD FOR ACCOUNT IDENTIFIER OBFUSCATION

Stats

Jan 29, 2009
Publication date
Jun 25, 2008
filing date
12/146,150
serial no
Published
status

Importance

Loading Importance Indicators... loading....

Abstract

A method is disclosed. The method includes generating an obfuscated portion using a dynamic cryptogram unique to a transaction, where the dynamic cryptogram is determined using a uniquely derived key. The method also includes replacing a middle portion of the account identifier with the obfuscated portion to form an obfuscated account identifier.

Loading the Abstract Image... loading....

First Claim

loading....

Related Publications

Loading Related Publications... loading....

Patent Owner(s)

Patent Owner	Address	Total Patents
VISA U.S.A. INC.	SAN FRANCISCO, CA	220

International Classification(s)

H04L:TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAP....

[Classification Symbol]

[Patents Count]

Inventor(s)

Inventor Name	Address	# of filed Patents	Total Citations
Aabye, Christian	-	35	224
Hurry, Simon	Ascot, GB	15	42

Patent Citation Ranking

Forward Cites

Patent Info	# Cites	Year
MIRI SYSTEMS, LLC (1)
8,181,861 Electronic transaction security system and method	0	2008
VISA U.S.A. INC. (1)
8,359,630 Method and system for implementing a dynamic verification value	0	2008

Maintenance Fees

Fee	Large entity fee	small entity fee	micro entity fee	due date
7.5 Year Payment	$3600.00	$1800.00	$900.00	Jul 29, 2016
11.5 Year Payment	$7400.00	$3700.00	$1850.00	Jul 29, 2020

Fee	Large entity fee	small entity fee	micro entity fee
Surcharge - 7.5 year - Late payment within 6 months	$160.00	$80.00	$40.00
Surcharge - 11.5 year - Late payment within 6 months	$160.00	$80.00	$40.00
Surcharge after expiration - Late payment is unavoidable	$700.00	$350.00	$175.00
Surcharge after expiration - Late payment is unintentional	$1,640.00	$820.00	$410.00