Importance

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Abstract

A smartcard using a combination of secure virtual terminal emulation implemented by the smartcard and Federated ID information stored on the smartcard (and optionally on a transaction processor server) to provide secure verification of the personal identity of the cardholder. The Federated ID information provides a high level personal identity verification for the cardholder while secure virtual terminal emulation by the smartcard prevents the Federated ID information from being exposed to the microprocessor and memory resources of a host computer station when the smartcard is used with the host computer station to engage in transactions. The Federated ID smartcard provides a flexible, dynamically adjustable, highly efficient and secure system for personal identity verification for online commerce and a wide range of other application involving personal identity verification.

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First Claim