Approval and Issuance of a Financial Card
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United States of America Patent
Stats
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N/A
Issued Date -
Feb 19, 2009
app pub date -
Feb 8, 2008
filing date -
Feb 9, 2007
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A method comprising issuing, at a virtual credit card issuer, a virtual credit card to an entity and debiting a monetary amount from a credit card account associated with a credit card issued by a financial institution that has extended credit to the entity. The method also comprises crediting the monetary amount to a virtual credit card account associated with the virtual credit card. The virtual credit card issuer would receive a request for payment directly from a merchant who accepted a credit card number of the virtual credit card as a form of payment from the entity. The request for payment when a monetary amount specified by the request for payment is less than or equal to the monetary amount credited to the virtual credit card account associated with the virtual credit card would be honored.
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