Electronic Lending System Method and Apparatus for Loan Completion
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United States of America Patent
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-
N/A
Issued Date -
Mar 5, 2009
app pub date -
Sep 18, 2007
filing date -
Aug 30, 2007
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A method and system for completing on-line electronic installment loan application (101) completion includes requesting verification documentation from a borrower. Specifically, upon receipt of a partially completed on-line loan application, an analyzer (107) checks personal information, financial information, or banking information provided by the prospective borrower. Where anomalies are detected, a request generator (110) generates a prompt for the user to submit various verification documentation. A document generation utility (111) optionally generates a fax cover sheet, which may include an identifying barcode, that the prospective borrower may used to fax back the verification documentation. Such documentation is received by a facsimile transmission receiver (109).
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