WIDE AREA NETWORK PERSON-TO-PERSON PAYMENT

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20090094149A1
SERIAL NO

12241423

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).

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First Claim

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Patent Owner(s)

Patent OwnerAddress
THE WESTERN UNION COMPANY12500 EAST BELFORD AVE M21A2 ENGLEWOOD CO 80112

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Abrahams, Susan F Atlanta , US 12 507
Baig, Aamer A Hinsdale, US 1 4
Cowell, James E Littleton , US 21 965
Dunker, Amy M Dallas , US 12 507
Golub, Matt F Atlanta, US 12 682
Karas, Peter M Lakewood , US 27 1661
Macfarlane, Jackie M Parker , US 12 507
Milberger, Susan M Englewood , US 14 634
Neofytides, Cheryl L Putnam Valley , US 19 1042
Platte, Eric L Castle Rock , US 12 507
Sherrard, Jeff D Lakewood , US 12 507
Yoder, James R Chicago , US 17 838

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