Importance

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Abstract

A loyalty rewards system and process rewards currency, e.g. cash back rebates or rewards points, for credit card and check card purchases and provides rewards, including travel, for a customer's enterprise relationship. The system and process include methodologies for: enrollment into the combined rewards program or the relationship rewards program; showing total combined points or cash earned with points or amount of cash earned parsed into the various accounts and purchases. Customers are informed of currency earned via periodic statements, newsletters, data online and customer service representatives. A mechanism by which to systematically enroll eligible products or services as defined by the enterprise bases eligibility on social security numbers or other unique customer numbers. A variable travel rewards program eliminates the usual restrictions on reward travel, allowing participants to travel anywhere at any time, to combine points with cash to pay for travel and to book their own travel.

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First Claim