Onetime passwords for smart chip cards
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United States of America Patent
Stats
-
Jan 10, 2012
Grant Date -
Aug 13, 2009
app pub date -
Feb 4, 2009
filing date -
Oct 17, 2007
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A financial transaction card is provided according to various embodiments described herein. The financial transaction card includes a card body with at least a front surface and a back surface. The financial transaction card may also include a near field communications transponder and/or a magnetic stripe, as well as a digital display configured to display alphanumeric characters on the front surface of the card body. The financial transaction card may also include a processor that is communicatively coupled with the near field communications transponder or magnetic stripe and the digital display. The processor may be configured to calculate one-time passwords and communicate the one-time passwords to both the near filed communications transponder or magnetic stripe and the digital display.
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