PAYMENT PORTFOLIO OPTIMIZATION

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20090271305A1
SERIAL NO

12108342

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Abstract

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A method and system of payment portfolio optimization that retrieves information associated with a plurality of consumers in a consumer portfolio, separates by a diagnostics module on a computer the plurality of consumers into consumer segments based on segment definitions, analyzes by a diagnostics module on the computer the consumer segments using the retrieved information based on a plurality of performance metrics, and identifies revenue opportunities associated with the plurality of consumer segments based on the results from the analysis.

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Patent Owner(s)

Patent OwnerAddress
VISA U S A INCP O BOX 8999 SAN FRANCISCO CA 94128-8999

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
LAL, Raghav Palo Alto , US 12 254
RENTALA, Cindy Y Foster City , US 2 155

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