METHOD OF OBTAINING PREPAYMENT OF A CONTRACT PAYMENT

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20090287511A1
SERIAL NO

12464929

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method for conducting a transaction is provided wherein a consumer prepays for a service in a traditional retail transaction to obtain a voucher that allows the customer, at a later time and date, to complete the enrollment process in order to obtain the underlying service. In general operation, a customer selects a desired service that is represented by a tangible product representation, such as a gift card or the like. That product representation is then presented to the cashier at the retail location like any other product and the customer pays the cashier for the product. The settlement value for the retail transaction is sent to the service provider and the customer uses the product representation to contact the service provider to complete the transaction for services and establish a contract or account.

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Patent Owner(s)

Patent OwnerAddress
THE KROGER CO1014 VINE STREET CINCINNATI OH 45202

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Carroll, Johnnie B West Chester , US 1 4
Cosco, Greg Loveland , US 1 4
Joo, Lydia Cincinnati , US 1 4
Shelton, Sara Lebanon , US 1 4

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