Alternative payment implementation for electronic retailers

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10157375
APP PUB NO 20090313147A1
SERIAL NO

12477483

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method of processing a transaction between a merchant and a buyer over a communication network is provided. The transaction is processed using one of a plurality of alternative payment options and each of the alternative payment options are provided by one of a plurality of alternative payment providers. Each of the alternative payment providers uses a different alternative payment implementation. The method includes: obtaining transaction information from the merchant; returning a redirection URL and an order identifier to the merchant; obtaining a transaction message from the merchant, where the transaction message specifies the type of operation; performing the operation type specified in the transaction message with the appropriate alternative payment provider; and returning a processing message to the merchant containing the results from performing the operation type specified in the transaction message.

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Patent Owner(s)

  • CARDINALCOMMERCE CORPORATION

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Balasubramanian, Chandra S Cleveland, US 38 937
Goodman, Eric Willoughby, US 9 88
Keresman,, III Michael A Kirtland Hills, US 48 570
Ratica, Adam Painesville, US 16 301
Rauhe, Scott Lakewood, US 6 111

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Jun 18, 2026
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jun 18, 2030
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00