CREDIT CARD PAIRED WITH LOCATION IDENTIFIABLE DEVICE FOR POINT OF SERVICE FRAUD DETECTION

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United States of America Patent

APP PUB NO 20090327135A1
SERIAL NO

12492345

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Abstract

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A method and apparatus for identifying attempted fraud using a consumer account in real time, the method comprising the steps of determining when a consumer account is used to attempt to obtain a resource from a resource provider, determining whether a consumer apparatus that is associated with the consumer account is located at a location associated with the resource provider and indicating that the resource provider should provide the resource when the consumer apparatus is at a location associated with the resource provider.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Nelson, Chris S Foster City, US 8 534
Nguyen, Loc Duc Berkeley, US 6 202
Quach, Charles Pacifica, US 4 295

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