Inter-network financial service
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United States of America Patent
Stats
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Nov 26, 2013
Grant Date -
Jan 21, 2010
app pub date -
Aug 31, 2009
filing date -
Jun 28, 2001
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.
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