Interactive Mortgage and Loan Information and Real-Time Trading System
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United States of America Patent
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N/A
Issued Date -
N/A
app pub date -
Jul 16, 2009
filing date -
Sep 12, 1997
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
The invention provides a method and system for trading loans in real time. Loan applications, such as home mortgage loan applications, are made available electronically to receive bids from a plurality of potential lenders. A transaction server maintains a database of pending loan applications and their statuses, which is accessible over a communications channel, such as the Internet. Each party to a loan can search and modify the database consistent with their role in a transaction. The invention provides smart computerized administration that ensures personal preferences of the participating parties are enforced, errors and duplication is avoided, and information relating to accumulated data is available to the parties consistent with their roles.
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Family
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Cited Art Landscape
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