SYSTEMS AND METHODS FOR ADDING FUNCTIONALITY TO A UIS FOR USE AT A POINT OF INTERACTION

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20100191652A1
SERIAL NO

12395604

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods for the addition of functionality to a user identification string (UIS) at a point of interaction (POI) are provided. A UIS is first requested from the user at a POI. According to some embodiments, the user enters a modified UIS (MUIS) at the POI. The MUIS can include a UIS along with a user code. An authorization request is then created by the POI device, wherein the request can include information such as, but not limited to, a vehicle code, the MUIS, POI location identifier, function deduction amounts, and/or the like. An action (e.g. rounding sweep, linking a function to the user operation vehicle, etc.) associated with the user code, if present, is determined and implemented. An approval or denial of the authorization request is then sent to the POI device after the action has been applied and the request has been processed.

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Patent Owner(s)

Patent OwnerAddress
HSBC CARD SERVICES INC26525 N RIVERWOODS BLVD METTAWA IL 60045

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bain, Stuart Martinsville, US 10 51
Eckert, Daniel J Chicago, US 10 277
Peters, Douglas Trout Valley, US 10 403
Zambrano, Hugo A Skokie, US 2 27

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