ELECTRONIC PAYMENT TRANSACTION SYSTEM

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United States of America Patent

SERIAL NO

12617978

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Abstract

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A method of pre-staging a financial transaction includes sending payment information entered using a device at a user location, via an electronic communication channel, for pre-staging the financial transaction. The method includes receiving a pre-staged transaction receipt corresponding to the financial transaction from an intermediary entity implemented on at least one processor. The method also includes manually tendering a payment amount, the payment amount corresponding to the payment information and the pre-staged transaction receipt, at a retail location. The method also includes paying a payee the payment amount, the payee being specified in the payment information, based on matching a transaction request from the retail location with the pre-staged financial transaction.

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Patent Owner(s)

Patent OwnerAddress
GLOBAL EXPRESS MONEY ORDERS INC8818 MONARD DRIVE SILVER SPRING MD 20910

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Mersky, Randy Silver Spring, US 15 522

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