Directing payments to satisfy periodic financial obligations
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
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Sep 8, 2015
Grant Date -
Sep 30, 2010
app pub date -
Mar 16, 2010
filing date -
Mar 24, 2009
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Methods, computer program products, and systems, related to financial payments are provided. Data corresponding to payments made by a first financial institution is analyzed to identify periodic financial obligations and a specific biller associated with each obligation. A visual user interface including a mechanism through which a user can submit a make-payments notification is generated and provided to a client computer. A first make-payments notification identifying an obligation and a specific biller is received. A determination is made as to whether the specific biller is automatically requesting payments to satisfy the obligation identified in the make-payments notification, and if so, a cease-billing instruction is caused to be sent to the specific biller. A billing instruction, instructing the first specific biller to automatically request payments from a second financial institution to satisfy the obligation, is caused to be sent to the first specific biller.
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