Computer-Based Modeling of Spending Behaviors of Entities
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United States of America Patent
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app pub date -
Jun 11, 2010
filing date -
Oct 24, 2005
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Abandoned
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Abstract
Time series consumer spending data, point-in-time balance information and consumer panel information provide input to a model for consumer spend behavior on plastic instruments or other financial accounts, from which approximations of spending ability and share of wallet may be reliably identified and utilized to promote additional consumer spending.
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