FLEXIBLE RISK MANAGEMENT FOR PRE-AUTHORIZATION TOP-UPS IN PAYMENT DEVICES
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United States of America Patent
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Issued Date -
Dec 16, 2010
app pub date -
Jun 10, 2009
filing date -
Jun 10, 2009
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A method of operating a payment device includes prompting the user to enter a monetary amount for a top-up request. The method further includes receiving user input into the payment device, where the user input indicates the monetary amount. The method also includes prompting the user to enter a passcode, receiving user input of the passcode in the payment device and verifying the passcode. Still further, the method includes comparing the monetary amount with a risk management parameter, and based on the result of the comparison, determining in the payment device whether to execute the top-up request off-line within the payment device.
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