Systems and Methods to Generate Transactions According to Account Features
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United States of America Patent
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Issued Date -
Feb 3, 2011
app pub date -
Jul 28, 2010
filing date -
Jul 29, 2009
priority date (Note) -
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Abstract
Systems and methods are provided to facilitate the generation and notification of transactions associated with account features. In one aspect, a system includes a transaction handler to process transactions and a data warehouse to store transaction data recording the transactions, account data identifying at least one account feature of an account, and rules data identifying at least one qualification requirement. The system further includes a feature offer engine to use the rules data to monitor the transactions in the account to identify a first transaction, a notification engine to provide the account holder with an offer associated with a first account feature in real time with processing of the first transaction, and a portal to receive an approval of a second transaction in accordance with the offer.
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