Cash management optimization for payment processing
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United States of America Patent
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Nov 5, 2013
Grant Date -
May 5, 2011
app pub date -
Dec 9, 2009
filing date -
Oct 29, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
Embodiments of the present invention provide a method, system and computer program product for cash management optimization method for payment processing. In an embodiment of the invention, a cash management optimization method for payment processing can include receiving a transaction profile for a proposed transaction as payment for a purchase by a purchaser from a merchant at a card processing terminal configured to identify a card number for a card. The method further can include comparing the transaction profile to merchant-specified preferences mapping different transaction profiles to different payment processors. A payment processor for the proposed transaction can be selected based upon the comparison of the transaction profile to the merchant-specified preferences. Thereafter, the proposed transaction can be routed over a computer communications network to the selected payment processor for payment processing.
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