SYSTEMS AND METHODS FOR DETERMINING LOAN OPPORTUNITIES
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United States of America Patent
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Issued Date -
N/A
app pub date -
May 11, 2011
filing date -
Nov 7, 2007
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A loan opportunity system is configured to analyze loan data and/or population data in order to determine loan opportunities for a lender, such as a credit union. In one embodiment a lender is initially provided with one or more estimated loan opportunity indicators, such as indicators of quantities of loans in a specific geographic region for which the lender can likely offer lower rates. Subsequently, upon completion of a payment agreement with a loan opportunity provider, for example, and establishment of loan parameters associated with borrowers (and their existing loans) to which the lender would like to make firm offers of credit, the lender is provided with a loan opportunity list indicating details of borrowers and their respective loans for which the particular lender can likely offer lower rates.
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