FINANCIAL MANAGEMENT SYSTEM

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20110213684A1
SERIAL NO

12999234

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The invention provides a financial management system for use in managing a bank account, wherein the bank account is sub-divided into at least two credit containers, each credit container corresponding to a category associated with an activity relating to funds available in said account, wherein each said category is predetermined such that a uniform set of credit containers apply to all customers having a said bank account. According to the invention, a plurality of credit containers, or pots, is associated with a given account; since these pots are predetermined and specified by, e.g. the provider of the bank account, the functionality and services associated with a given account, in terms of transferring funds between credit containers, can be standardised for a given customer base and require less user intervention than do known financial management systems.

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Patent Owner(s)

Patent OwnerAddress
THE ROYAL BANK OF SCOTLAND PLC A UK COMPANY36 ST ANDREW SQUARE EDINBURGH EH2 2YB

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Tait, Jeremy Edinburgh, GB 1 14

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