SYSTEM AND METHOD INCLUDING DYNAMIC VERIFICATION VALUE
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United States of America Patent
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Issued Date -
Sep 15, 2011
app pub date -
Mar 1, 2011
filing date -
Mar 9, 2010
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
System and methods for generating a dynamic verification value for electronic payment transactions are disclosed. An account identifier and an account attribute associated with an account of a user are received at a server computer. A dynamic account attribute is created and concatenated with the account identifier. The concatenated account identifier and the dynamic account attribute are then used to generate a dynamic verification value. The dynamic verification value and the dynamic account attribute are then sent to a user communication device and used for authentication in a payment transaction.
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