Systems and Methods to Identify Customers Based on Spending Patterns

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United States of America Patent

APP PUB NO 20110231225A1
SERIAL NO

13051965

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Abstract

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In one aspect, a system includes a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions, a portal configured to receive a request specifying a spending pattern distribution across more than one merchant, and at least one processor coupled with the data warehouse and the portal and configured to determine, based on the transaction data, whether or not transactions of a user satisfy the spending pattern distribution.

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Patent Owner(s)

Patent OwnerAddress
VISA U S A INCP O BOX 8999 SAN FRANCISCO CA 94128-8999

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Winters, Michelle Eng Belmont, US 40 3916

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