ALTERNATE MOBILE PAYMENT SERVICE
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United States of America Patent
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Issued Date -
Sep 29, 2011
app pub date -
Jul 23, 2010
filing date -
Mar 23, 2010
priority date (Note) -
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Abstract
A system and method are described for an alternate mobile payment service. The system includes a server computer for enrolling and storing user account information. The server computer is also capable of generating a unique one-time-use identifier for use during a transaction. The one-time-use identifier is returned to user as an electronic coupon which may be in the form of a two-dimensional barcode. The coupon may be used at a merchant location to complete a transaction. When the barcode is scanned, it may processed similar to a credit/debit/prepaid card payment.
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