Importance

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Abstract

A method and a system with a service computer (SRV) for transacting a monetary amount (AOM) from an account of a first person (A) to an automated teller machine (ATM) for cash payment of the monetary amount (AOM) to the first person (A) or to a second person (B), wherein the transaction is carried out by way of a transaction service that is administered by the service computer (SRV), wherein the first person (A) is optionally assigned an access code (MCPIN) that is transmitted by the first person (A) to the service computer (SRV) for the use of the transaction service, and wherein a connection from the service computer (SRV) to the automated teller machine (ATM) is made for releasing the cash payment, and wherein at least one telecommunication number (APN, BPN) is also transmitted from the first person (A) to the service computer (SRV), said telecommunication number being used by the service computer (SRV) for sending a report (CNF, INF) through a telecommunication service (SMS) to at least one of the persons (A, B). This allows the account holder in particular and/or the recipient to be directly informed via short messaging (SMS), for example. The account holder (A) himself can arrange the transaction and release of the cash payment quickly, easily and safely by sending an (SMS) message to the service computer (SRV). The service computer (SRV) in turn can authenticate both the account holder (A) and the recipient (B) using the telecommunication numbers reported to the service computer.

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First Claim