SYSTEM AND METHOD FOR ENCOURAGING DEPOSIT ACCOUNT BALANCE STABILITY
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United States of America Patent
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Issued Date -
Jan 26, 2012
app pub date -
Jul 26, 2010
filing date -
Jul 26, 2010
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Abstract
Systems and methods are provided for encouraging for deposit account stability. The systems and methods may include defining rules relating to a defined account balance incentive band for a given deposit account, monitoring and store balance information in the at least one storage device, determining whether the stored balance information indicates that a balance of the at least one deposit account falls within the account balance incentive band, and determining whether to assess a penalty to a depositor associated with the deposit account based on the determination of whether the balance of the deposit account fell within the account balance incentive band.
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