System and method for delivering financial services

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United States of America Patent

PATENT NO 8543506
APP PUB NO 20120078794A1
SERIAL NO

13298420

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Importance

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Abstract

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A delivery system and method allow a financial institution to provide financial services to a plurality of remote devices. The system is comprised of a set of re-usable global components which are modular and are organized into services sets. The system and method operate in sessions and, for instance, employ a dialog component for gathering information from a customer, a rule broker component for providing answers to the various legal and regulatory rules in a particular country, a language man component for selecting appropriate language, a transaction executor component for performing transactions, and a presentation manager component for formatting outputs to the customer. The system and method provide state-of-the art interfaces that can be configured and delivered to the customer in a globally consistent format that is based on the customer's account profile, various languages, various currencies, different legal regulatory requirements, as well as, different sets of business products.

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Patent Owner(s)

  • CITICORP CREDIT SERVICES, INC. (USA);CITIBANK DEVELOPMENT CENTER, INC.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bryant, Nancy Los Angeles, US 5 106
Grandcolas, Michael L Santa Monica, US 12 535
Parekh, Dilip J Los Angeles, US 7 598
Schechtman, Howard A Agoura Hills, US 9 993

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