US Patent Application No: 2012/0116,968
Number of patents in Portfolio can not be more than 2000
Systems and Methods for Implementing Person-To-Person Money Exchange
Stats
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May 10, 2012
Publication date -
Jan 6, 2012
filing date -
13/344,684
serial no -
Published
status (Latency Note)
Importance
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Abstract
A system conducts online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user establishes an online account, which is used to transfer funds to and from other online accounts. Any user may initiate a send money transaction or a request payment transaction with any other entity provided that entity has an e-mail address. The online fund transfer may include a verification of a user's information including verifying a mailing address.
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First Claim
Family
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International Classification(s)
Cited Art Landscape
| Patent Info | (Count) | # Cites | Year |
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| * 6,934,858 System and method of using the public switched telephone network in providing authentication or authorization for online transactions | 74 | 2000 | |
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| * 5,825,003 Customer-directed, automated process for transferring funds between accounts using a holding account and local processing | 121 | 1997 | |
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| * 7,376,622 System and method for automated debiting and settling of financial transactions | 7 | 1999 | |
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| * 6,014,627 Credit management for electronic brokerage system | 247 | 1996 | |
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| * 6,070,150 Electronic bill presentment and payment system | 433 | 1996 | |
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| * 2002/0116,228 METHOD AND APPARATUS FOR INTERNET ON-LINE INSURANCE POLICY SERVICE | 16 | 1999 | |
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| * 2002/0016,763 System and method for transferring funds | 33 | 2001 | |
* Cited By Examiner