Importance

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Abstract

Systems and methods to reward referrals via mobile communications are described. In one aspect, a system includes an interchange and a data storage facility storing a value in association with a first phone number. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and with the controllers in different formats. The common format processor is configured to use one converter of the plurality of converters to communicate with a first mobile phone at the first phone number to confirm a payment request and identify the second phone number. In response to confirmation of the payment request, the common format processor rewards the user of the second mobile phone via a code representing a benefit.

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First Claim