METHOD AND APPARATUS FOR REAL TIME ONLINE CREDIT APPROVAL
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United States of America Patent
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Issued Date -
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app pub date -
Apr 27, 2012
filing date -
Nov 3, 1998
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system and method are described for providing real time approval of credit over a network. The method includes obtaining applicant data from an applicant. The applicant data is analyzed into a form suitable for directly obtaining a credit report from a credit bureau for the applicant. A credit report having credit report data is obtained from a credit bureau for the applicant. It is then determined whether to accept the applicant using the credit report data and it is communicated to the applicant that the applicant has been approved.
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