Payment transaction using mobile phone as relay

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United States of America Patent

PATENT NO 8589300
SERIAL NO

13493362

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods of conducting a payment transaction using a mobile phone as a relay. The systems and methods receive transaction information associated with a transaction at a mobile communication device from a merchant. They send the transaction information with the mobile communication device to an issuer associated with the mobile communication device. The issuer thereafter sends an authorization response message to the merchant.

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Patent Owner(s)

Patent OwnerAddress
VISA USA INCP O BOX 8999 SAN FRANCISCO CA 94128

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Faith, Patrick Lee Pleasanton, US 3 38
Hammad, Ayman A Pleasanton, US 24 852

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