OPEN WALLET FOR ELECTRONIC TRANSACTIONS
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United States of America Patent
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Issued Date -
Mar 21, 2013
app pub date -
Sep 19, 2012
filing date -
Sep 19, 2011
priority date (Note) -
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status (Latency Note)
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Abstract
A system for completing a transaction between a first party and a second party is provided. The system includes at least one processor programmed to receive a request for personal data to complete the transaction from the second party using an open commerce wallet exchange (OCWE) protocol. The processor is further programmed to receive a selection of one of one or more banking applications and/or wallets associated with the system from the first user. The one or more banking applications and/or wallets include the personal data or access to the personal data. The processor is further programmed to receive the personal data from the selected banking application and/or wallet and provide the merchant with the personal data using the OCWE protocol to complete the transaction.
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