Method and system for flexible payment processing
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United States of America Patent
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Sep 10, 2013
Grant Date -
Apr 18, 2013
app pub date -
Dec 5, 2012
filing date -
Sep 24, 2009
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A system and method are provided that include determining eligibility of customers for flexible payment status and allowing the customers to implement the flexible payment status. The determination for eligibility is based on customer identity, payment date, and payment due date. Flex accrual is calculated if the customer is eligible for flexible payment status. The flex accrual is based on the payment amount, payment date, and payment due date. The system communicates the flex accrual to the customer and the customer is able to utilize the flex accrual by making a late payment without penalty.
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