Universal Cash Account

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20130103583A1
SERIAL NO

13280533

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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According to one embodiment, an apparatus may include a memory and a processor. The memory may be operable to store a cash account associated with a cash value and a user. The processor may be operable to receive a request from the user to pay an amount from the cash account. The processor may determine, in response to the request, whether the amount exceeds the cash value associated with the cash account. The processor may then decrease the cash value associated with the cash account by the amount if the amount does not exceed the cash value of the cash account. The processor may then send a notification that includes the decreased cash value associated with the cash account. The apparatus may be associated with an enterprise and the enterprise may exclusively process the request.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATION150 N COLLEGE STREET MAILCODE NC1-028-29-04 CHARLOTTE NC 28255

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
England, Tony Tega Cay, US 80 1573
Frew, David T Fort Mill, US 19 289
Gibson, Lisa Newman, US 21 418
Griggs, Christopher R Fort Mill, US 17 872
Ronca, James G Decatur, US 31 1443

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