METHOD AND APPARATUS FOR ESTIMATING THE SPEND CAPACITY OF CONSUMERS
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United States of America Patent
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app pub date -
Jul 25, 2012
filing date -
Oct 24, 2005
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Abandoned
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Abstract
Time series consumer spending data, point-in-time balance information, internal customer financial data and consumer panel information provides input to a model for consumer spend behavior on plastic instruments or other financial accounts, from which approximations of spending ability may be reliably identified and utilized to promote additional consumer spending.
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