System and method for automated detection of never-pay data sets

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9251541
APP PUB NO 20130173450A1
SERIAL NO

13718004

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Abstract

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Data filters, models, and/or profiles for identifying and/or predicting the never-pay population (for example, those customers that make a request for credit and obtain the credit instrument but over the life of the account, never make a payment) can be useful to various commercial entities, such as those issuing mortgages, home equity lines of credit, consumer or business lines of credit, automobile loans, credit card accounts, or those entities providing services, such as utility services, phone services, and the like.

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Patent Owner(s)

  • EXPERIAN INFORMATION SOLUTIONS, INC.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Celka, Christopher J Suwanee, US 4 636
Rojas, Cristian R San Diego, US 4 636

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